High Interest Loans – Don’t Shoot the Messenger


The title of this blog is light hearted, but there have been plenty of occasions when Enforcement Agents, including those who work for us, have actually been shot at.


That’s a story for another time though...


In the days and weeks that follow Christmas, the pressure on families to make ends meet is felt even more fiercely than at any other time of the year.


The annual overspending of the festive period inevitably comes back to bite people, and before too long, the memories of gifts beneath the tree and turkey on the table start to seem like things we could’ve done without.


Many of our own agents have been there, done that and bought the t-shirt. They know how hard it can be. We are all human too.


The temptation presented by so called ‘payday loan’ companies can often be too much to resist. A quick solution for the January bills and a temporary blocker of the January blues, but people need to be more vigilant and more careful than ever.


High interest loans can ruin lives, there is no doubt about it.


What might seem like a quick fix can soon spiral out of control into a cycle of missed payments, stressful disputes and ultimately the involvement of debt collection companies like ours.


What on earth is a bailiff company doing then, warning people about getting into situations that would call for bailiff involvement?


At Court Enforcement Specialists, we do things differently, and we are committed to supporting the communities in which we operate, whether that’s through cooperation, communication and more often than not, education.


These are the sorts of things that should be taught in schools, but again, that’s a conversation for another day.


During the tightening of the purse strings in January and February, a smarter move for people owing money, would be to speak directly to those they owe money to.


It sounds simple, but it is so often overlooked.



For instance, falling behind on your council tax shouldn’t immediately lead to arranging a high interest loan to solve the problem. Instead, calling the council themselves and arranging a payment plan could address the issue before it even becomes a problem.


More information, as well as a whole host of useful telephone numbers, are available on our website.


In the event that Court Enforcement Specialists do become involved, please don’t shoot the messenger.


We’re only doing our jobs.


To find our more click below:


www.courtenforcementspecialists.co.uk


Contact us direct:


0161-507-0626

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The statements and opinions expressed in this article are those of the author and do not necessarily reflect those of Court Enforcement Specialists.  Comments are welcome. However, the blog owner reserves the right to edit or delete any comments submitted to this blog without notice.  The author will not be held responsible for any comments posted by visitors to this site. The author is not responsible for the content in comments.  

Court Enforcement Specialists does not take any responsibility for the views of the author.  Please note this blog is not to provide specific legal advice.  This blog disclaimer is subject to change at anytime.

Helpful Contacts

Money Advice Service: 0300 500 5000

Debt Advice Foundation: 0800 043 4050

CAB: 0300 330 1313

PayPlan: 0800 280 2816

National Debt Line: 0808 808 4000

Stepchange: 0800 138 1111

Helpful Links

Head Office

Phone:

0161 507 0626

Email:

info@courtenforcementspecialists.co.uk

Victoria House, Great Ancoats Street, Manchester, M4 7DB

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